The Best Online Payment Systems in the UK in 2024

Finding the right Online Payment System for your business is essential, compare our top Online Payment System picks below.

Julian, Author
Last updated: February, 2025
Providers
Features
Rating
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MOST POPULAR
  • Accept payments quickly, easily and securely
  • Take contactless payments with just your iPhone or Android phone
  • Get up and running quickly
  • Simple, transparent pricing
  • No hidden fees
9.8
Visit Square

Square’s online payment solution is a leading choice for businesses seeking a user-friendly and flexible platform to manage transactions. Supporting a wide range of payment methods, including credit cards, digital wallets, and buy now, pay later options, Square is designed to cater to the diverse needs of modern e-commerce.

A standout feature of Square is its seamless integration with other Square tools, such as its POS systems and invoicing software, creating a cohesive ecosystem for managing both online and offline sales. The platform also offers transparent, flat-rate pricing with no hidden fees, making it an affordable option for businesses of all sizes.

Square provides advanced features like real-time analytics, fraud prevention, and customizable checkout options to enhance the customer experience and boost conversions. Backed by excellent customer support and a commitment to innovation, Square’s online payment solution is an excellent choice for businesses looking to streamline their operations and scale efficiently.

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  • From 0.7% Fixed Rate
  • Accept Payments with Major Payment Schemes
  • Faster Checkouts - Apple Pay, Google Pay, Save Card Functions
  • Security Standards You Can Trust
9.5
Visit MyGuava

MyGuava Business’s merchant account and point-of-sale (POS) solutions are designed for use by businesses of any size. By utilising the MyGuava Terminal, merchants are able to run their business from a single device and receive a complementary business account which enables them to hold funds and make payments in up to 20 currencies.

The pricing model is extremely competitive at just 0.3% interchange++ for UK credit and debit cards, which provides peace of mind from the outset as there will never be any nasty surprises. They provide all the data, tracking and analytics you would expect, including reports that offer valuable insights into your business performance.

Payment processing is PCI-compliant and MyGuava provide access to local and international payment schemes, including BACS, CHAPS, Faster Payments, SEPA, SEPA Instant and SWIFT. If required, batch payments can be easily accommodated, for salaries in one click but, above anything, MyGuava enable businesses to start accepting payments quickly, simply and efficiently.

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  • Make fast payments in 140+ currencies
  • Expert Account Manager support
  • Range of payment solutions
  • Tailored to your business
  • Daily market reports
9.2
Visit Equals Money

Equals Money’s online payment solution is a reliable choice for businesses seeking a straightforward and efficient platform for managing online transactions. Supporting a variety of payment methods, including bank transfers, credit cards, and digital wallets, Equals Money caters to businesses with diverse payment needs, particularly those operating in multiple markets.

One of the key strengths of Equals Money is its competitive exchange rates and transparent pricing, with no hidden fees, making it a cost-effective solution for businesses dealing with international transactions. The platform also offers strong security features, including encryption and fraud protection, ensuring that transactions are secure and trustworthy.

Equals Money provides user-friendly integration and a responsive customer support team, helping businesses set up and optimize their payment systems quickly. With its combination of affordability, security, and ease of use, Equals Money’s online payment solution is an excellent choice for businesses looking to efficiently manage their online payments and international transactions.

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  • Full-funnel conversion
  • Increase authorisation rates
  • Get first access to local payment methods globally
8.9
Visit Adyen

Adyen’s online payment solution is a leading choice for businesses seeking a robust and scalable platform for processing transactions. Known for its seamless integration and global reach, Adyen supports a wide array of payment methods, including credit cards, digital wallets, and local payment options, catering to a diverse customer base.

A standout feature of Adyen is its advanced fraud detection and risk management tools. These capabilities help businesses minimize chargebacks and fraudulent transactions, ensuring secure and reliable payment processing. Additionally, Adyen offers detailed analytics and reporting, providing businesses with valuable insights into their transaction data and customer behavior.

Adyen also excels in offering exceptional customer support and continuous innovation. With its flexible APIs and comprehensive developer resources, businesses can easily customize and optimize their payment experiences. Combining security, versatility, and top-notch support, Adyen’s online payment solution is an excellent choice for businesses looking to enhance their e-commerce capabilities and expand their global footprint.

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  • Powering growth for over 200,000 businesses
  • Create and share secure payment links. On any channel
  • Simplify subscription payments and billing
8.7
Visit Mollie

Mollie’s online payment solution is a top choice for businesses looking for a simple and effective way to handle online transactions. Known for its ease of integration and user-friendly interface, Mollie supports a wide range of payment methods, including credit cards, digital wallets, and local payment options, making it highly versatile for various markets.

A standout feature of Mollie is its transparent and competitive pricing model, with no hidden fees or long-term contracts. This ensures businesses can manage costs effectively while benefiting from a reliable payment processing service. Additionally, Mollie offers robust security features, including advanced fraud detection, to ensure safe and secure transactions.

Mollie also provides excellent customer support and comprehensive documentation, helping businesses set up and optimize their payment processes efficiently. With its combination of simplicity, affordability, and strong security measures, Mollie’s online payment solution is an excellent choice for businesses looking to streamline their e-commerce operations.

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  • Professional support with refunds, disputes + chargebacks
  • Advanced Safety Protocols
8
Visit Ampere

Ampere’s online payment solution is a competitive option for businesses seeking a flexible and secure platform for handling online transactions. Ampere supports a variety of payment methods, including major credit and debit cards, digital wallets, and local payment options, catering to a broad customer base.

One of Ampere’s key strengths is its advanced security features, which include state-of-the-art encryption and fraud detection tools. These measures help protect both businesses and their customers from fraudulent activities, ensuring safe and reliable transactions. Additionally, Ampere offers transparent pricing with no hidden fees, making it a cost-effective solution for businesses of all sizes.

Ampere also excels in providing user-friendly integration and comprehensive customer support. The platform is designed to be easy to set up and manage, with detailed documentation and responsive assistance available to help businesses optimize their payment processes. With its strong security, clear pricing, and excellent support, Ampere’s online payment solution is a solid choice for businesses looking to enhance their online payment capabilities.

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  • Convert more customers
  • Global reach, local experience
7.9
  • Global Purchase Protection
  • Save while you spend
7.5
  • Safe and compliant web-based payment solution
  • Enhance your online checkout experience
7.4

The benefits of upgrading your businesses Online Payment System

Upgrading an online payment system can significantly enhance a company’s operations and customer satisfaction. By adopting the latest payment technologies, businesses can provide a smoother, more secure, and efficient transaction experience, which is crucial in today’s digital marketplace.

Enhanced payment systems offer better fraud detection, quicker processing times, and support for a wider variety of payment methods, catering to diverse customer preferences. This not only boosts customer trust and loyalty but also streamlines the company’s financial management and reporting processes, ultimately contributing to a stronger bottom line.

  1. Improved Security: Enhanced fraud detection and encryption measures protect both the company and its customers from data breaches and financial losses.
  2. Faster Transaction Processing: Quicker payment processing speeds up sales cycles and reduces wait times, enhancing customer satisfaction.
  3. Wider Payment Options: Supporting more payment methods, including digital wallets and cryptocurrencies, caters to a broader audience.
  4. Better Financial Management: Advanced reporting and analytics tools facilitate accurate tracking and management of financial transactions.
  5. Increased Customer Trust and Loyalty: A reliable and user-friendly payment system builds customer confidence, encouraging repeat business and fostering brand loyalty.

Editor’s Top 3

Most Popular
Meet customers where they are with Squares leading payment services. Square can help you process nearly any kind of payment, any way you want.
Visit Square
MyGuava Business’s e-commerce solutions are designed for any size business. You can accept payment online and receive a complementary business account which enables them to hold funds & make payments in up to 20 currencies.
Visit MyGuava
Make payments using spot trades, forward contracts, and more. With Equals Money, you'll get the support and expertise of a specialist currency account manager who can help you put together a strategy for overseas payments.
Visit Equals Money

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