Card Machines and EPOS

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BEST FOR SMBS

Price = £19 + VAT
Transaction fee = 1.75%
No monthly Fees
No long-term commitments or contracts
Over 4 million sellers around the world

9.6

View Deals Take payments on the go or in person

Square’s merchant account service stands out for its simplicity and ease of use, making it an ideal choice for small businesses and startups. With no lengthy contracts or hidden fees, Square offers a transparent pricing model, charging a flat rate per transaction. This straightforward approach helps businesses avoid unexpected costs and simplifies budgeting.

In addition to its competitive pricing, Square provides a comprehensive suite of tools to support business operations. These include point-of-sale (POS) systems, invoicing, and inventory management, all integrated into a user-friendly platform. The service also features robust analytics, enabling merchants to track sales, manage customer relationships, and make data-driven decisions.

Furthermore, Square’s flexibility and accessibility are significant advantages. It supports various payment methods, including credit and debit cards, contactless payments, and e-commerce transactions. With no need for a dedicated merchant account or gateway, businesses can start accepting payments quickly and efficiently, making Square an excellent option for those seeking a hassle-free and scalable payment solution.

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Click link to get free quote
Transactions fees tailored to work for your business
UK’s most trusted card payment provider
Next day settlement
7 days a week customer support

9.3

View Deals Tailored pricing for your business

Takepayments’ merchant account service excels in providing tailored solutions for small and medium-sized businesses. Known for its personalized approach, Takepayments offers a free, no-obligation consultation to understand each business’s unique needs and recommend the most suitable payment solutions. This customized service ensures that businesses get the best fit for their specific requirements.

Takepayments stands out with its flexible contract options and transparent pricing. Businesses can choose from various contract lengths, including short-term agreements, which provide greater flexibility and control. Additionally, Takepayments offers competitive rates with no set up fees, helping businesses manage costs effectively.

Another key advantage of Takepayments is its comprehensive support and onboarding process. The service includes a welcome team to get you up and running quickly and confidently, along with extensive training and 24/7 customer support. This ensures that businesses can seamlessly integrate their payment systems and receive ongoing assistance, making Takepayments a reliable and supportive partner for managing merchant accounts.

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Price = £59 + VAT
Transaction fee = 1.50%
No Monthly Fees
Use Code 'TCR200' to get promotion low transaction fees
Trusted by over 600,000 UK businesses

9.1

View Deals Get £200 Cash Reward, 0.79% + 3p transaction fees with code TCR200 till 30/04

Tide’s merchant account service is designed specifically for small businesses and freelancers, offering a seamless and efficient way to manage finances. Tide provides a straightforward application process with quick approvals, enabling businesses to start accepting payments promptly. With competitive transaction fees and no hidden charges, Tide ensures cost transparency and predictability.

A standout feature of Tide’s service is its integration with business banking. This allows merchants to manage both their payments and banking needs from a single platform, simplifying financial management. Tide offers tools such as invoicing, expense tracking, and instant account statements, all accessible through an intuitive mobile app.

Moreover, Tide’s commitment to customer support and innovation makes it a strong contender in the market. Businesses benefit from dedicated support and ongoing improvements to the platform, ensuring they have the latest features at their disposal. Tide’s focus on simplicity, combined with comprehensive banking and payment solutions, makes it an excellent choice for entrepreneurs seeking an all-in-one financial service provider.

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Price = £49 + VAT
Transaction fees = from 0.8%+
No Monthly Fees
Access funds the next day

8.5

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Revolut’s merchant account service is renowned for its innovative and tech-savvy approach, catering to modern businesses seeking a streamlined payment solution. With a quick and straightforward setup process, businesses can start accepting payments online and in-store with minimal hassle. Revolut offers competitive transaction fees and transparent pricing, making it an economical choice for businesses of all sizes.

One of Revolut’s key strengths is its robust multi-currency support. Merchants can accept payments in numerous currencies without incurring excessive conversion fees, which is particularly beneficial for businesses with an international customer base. The platform also provides advanced financial tools, such as expense management, invoicing, and detailed analytics, all accessible via an intuitive mobile app.

Additionally, Revolut’s merchant account service includes seamless integration with other Revolut financial products, creating a cohesive ecosystem for business banking and payments. With features like instant settlement and comprehensive security measures, Revolut ensures that businesses can manage their finances efficiently and securely. This makes Revolut an excellent choice for forward-thinking businesses looking for a versatile and integrated payment solution.

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Cut fees with cost-saving subscription
Online payment features
Option for iPad based software

7.9

Range of online card payment solutions
Easy to Use
Fast and secure
UK based customer support
Dedicated welcome team to get you up and running

9.8

Visit Takepayments

Takepayments’ online payments service excels in providing tailored solutions for small and medium-sized businesses. Known for its personalized approach, Takepayments offers a free, no-obligation consultation to understand each business’s unique needs and recommend the most suitable payment solutions. This customized service ensures that businesses get the best fit for their specific requirements.

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Accept payments quickly, easily and securely
Take contactless payments with just your iPhone or Android phone
Simple, transparent pricing
No hidden fees

9.4

Visit Square

Square’s online payment solution is a leading choice for businesses seeking a user-friendly and flexible platform to manage transactions. Supporting a wide range of payment methods, including credit cards, digital wallets, and buy now, pay later options, Square is designed to cater to the diverse needs of modern e-commerce.

A standout feature of Square is its seamless integration with other Square tools, such as its POS systems and invoicing software, creating a cohesive ecosystem for managing both online and offline sales. The platform also offers transparent, flat-rate pricing with no hidden fees, making it an affordable option for businesses of all sizes.

Square provides advanced features like real-time analytics, fraud prevention, and customizable checkout options to enhance the customer experience and boost conversions. Backed by excellent customer support and a commitment to innovation, Square’s online payment solution is an excellent choice for businesses looking to streamline their operations and scale efficiently.

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Convert more customers
Global reach, local experience

7.9

What to look for in a Payment Solution

The world of payment processing is growing rapidly, as new technologies and payment avenues expand. Take your business to the next level and start accepting card payments today. Here are five things to look for when choosing a Payment Solution:

1. Cost
2. Reliability
3. Payment method coverage
4. Fraud prevention & security tools
5. Customer support
6. Length of contract

FAQs

How do Card Readers work?

Card readers are crucial for businesses as they facilitate seamless, secure, and efficient payment transactions. By accepting credit and debit card payments, businesses can cater to a broader customer base, enhance sales, and improve customer satisfaction. Card readers also streamline the checkout process, reduce the handling of cash, and mitigate the risk of theft and errors. Moreover, modern card readers often support contactless payments and mobile wallets, aligning businesses with current consumer preferences and technological advancements.

Who needs Card Readers

Unless your plan is only to accept cash payments, you need to have a Card Reader for your business; it’s an integral part of the payment infrastructure.

What is the typical fee for a Card Reader

The Card Reader provider, or payment processor, will charge a fee to facilitate the credit card transaction. Processing fees can range from 1.5% to 3.5% typically, but in some cases can be as high at 6% per sale.

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The Best Payment Solution For Your Business in 2025

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What to look for in a Payment Solution

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