The Best Payment Solution For Your Business in 2025

Take our short quiz to find a Payment Solution suited to your business.

Compare Our Recommended Providers Below

Most Popular
9.8
  • Price = £19 + VAT
  • Transaction fee = 1.75%
  • No monthly Fees
  • No long-term commitments or contracts
  • Over 4 million sellers around the world
View Deals Get 17% off Square Terminal with code TERMINALJULY2025

Square’s merchant account service stands out for its simplicity and ease of use, making it an ideal choice for small businesses and startups. With no lengthy contracts or hidden fees, Square offers a transparent pricing model, charging a flat rate per transaction. This straightforward approach helps businesses avoid unexpected costs and simplifies budgeting.

In addition to its competitive pricing, Square provides a comprehensive suite of tools to support business operations. These include point-of-sale (POS) systems, invoicing, and inventory management, all integrated into a user-friendly platform. The service also features robust analytics, enabling merchants to track sales, manage customer relationships, and make data-driven decisions.

Furthermore, Square’s flexibility and accessibility are significant advantages. It supports various payment methods, including credit and debit cards, contactless payments, and e-commerce transactions. With no need for a dedicated merchant account or gateway, businesses can start accepting payments quickly and efficiently, making Square an excellent option for those seeking a hassle-free and scalable payment solution.

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9.6
View Deals £1 card machine rental for 12m (T&C’s apply)

Worldpay’s card reader solution is a well-established option designed to support a wide range of business types, from retail shops to hospitality venues. Offering both countertop and mobile devices, Worldpay enables businesses to take payments in-store or on the go, with support for chip & PIN, contactless, and digital wallets.

Where Worldpay stands out is in its extensive payment infrastructure and brand recognition. Businesses benefit from a wide range of payment features, including next-day settlement options and detailed reporting tools.

Worldpay offers reliable hardware and a solid support network. For businesses prioritizing stability and scalability over flexibility, Worldpay’s card reader is a dependable choice backed by a well-established provider.

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9.1
  • Price = £59
  • Transaction fee = 0.9% + 5p
  • No Monthly Fees
  • Use Code 'GETPAID200' to get promotion low transaction fees
  • Trusted by over 600,000 UK businesses
View Deals Get £200 Cash Reward, with code GETPAIDSUMMER

Tide’s merchant account service is designed specifically for small businesses and freelancers, offering a seamless and efficient way to manage finances. Tide provides a straightforward application process with quick approvals, enabling businesses to start accepting payments promptly. With competitive transaction fees and no hidden charges, Tide ensures cost transparency and predictability.

A standout feature of Tide’s service is its integration with business banking. This allows merchants to manage both their payments and banking needs from a single platform, simplifying financial management. Tide offers tools such as invoicing, expense tracking, and instant account statements, all accessible through an intuitive mobile app.

Moreover, Tide’s commitment to customer support and innovation makes it a strong contender in the market. Businesses benefit from dedicated support and ongoing improvements to the platform, ensuring they have the latest features at their disposal. Tide’s focus on simplicity, combined with comprehensive banking and payment solutions, makes it an excellent choice for entrepreneurs seeking an all-in-one financial service provider.

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8.5
  • Price = £49 + VAT
  • Transaction fees = from 0.8%+
  • No Monthly Fees
  • Access funds the next day

Revolut’s merchant account service is renowned for its innovative and tech-savvy approach, catering to modern businesses seeking a streamlined payment solution. With a quick and straightforward setup process, businesses can start accepting payments online and in-store with minimal hassle. Revolut offers competitive transaction fees and transparent pricing, making it an economical choice for businesses of all sizes.

One of Revolut’s key strengths is its robust multi-currency support. Merchants can accept payments in numerous currencies without incurring excessive conversion fees, which is particularly beneficial for businesses with an international customer base. The platform also provides advanced financial tools, such as expense management, invoicing, and detailed analytics, all accessible via an intuitive mobile app.

Additionally, Revolut’s merchant account service includes seamless integration with other Revolut financial products, creating a cohesive ecosystem for business banking and payments. With features like instant settlement and comprehensive security measures, Revolut ensures that businesses can manage their finances efficiently and securely. This makes Revolut an excellent choice for forward-thinking businesses looking for a versatile and integrated payment solution.

7.9
  • Cut fees with cost-saving subscription
  • Online payment features
  • Option for iPad based software
9.8
  • Range of online card payment solutions
  • Easy to Use
  • Fast and secure
  • UK based customer support
  • Dedicated welcome team to get you up and running
Visit Takepayments

Takepayments’ online payments service excels in providing tailored solutions for small and medium-sized businesses. Known for its personalized approach, Takepayments offers a free, no-obligation consultation to understand each business’s unique needs and recommend the most suitable payment solutions. This customized service ensures that businesses get the best fit for their specific requirements.

Takepayments stands out with its flexible contract options and transparent pricing. Businesses can choose from various contract lengths, including short-term agreements, which provide greater flexibility and control. Additionally, Takepayments offers competitive rates with no set up fees, helping businesses manage costs effectively.

Another key advantage of Takepayments is its comprehensive support and onboarding process. The service includes a welcome team to get you up and running quickly and confidently, along with extensive training and 24/7 customer support. This ensures that businesses can seamlessly integrate their payment systems and receive ongoing assistance, making Takepayments a reliable and supportive partner for managing merchant accounts.

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9.4
  • Accept payments quickly, easily and securely
  • Take contactless payments with just your iPhone or Android phone
  • Simple, transparent pricing
  • No hidden fees
Visit Square

Square’s online payment solution is a leading choice for businesses seeking a user-friendly and flexible platform to manage transactions. Supporting a wide range of payment methods, including credit cards, digital wallets, and buy now, pay later options, Square is designed to cater to the diverse needs of modern e-commerce.

A standout feature of Square is its seamless integration with other Square tools, such as its POS systems and invoicing software, creating a cohesive ecosystem for managing both online and offline sales. The platform also offers transparent, flat-rate pricing with no hidden fees, making it an affordable option for businesses of all sizes.

Square provides advanced features like real-time analytics, fraud prevention, and customizable checkout options to enhance the customer experience and boost conversions. Backed by excellent customer support and a commitment to innovation, Square’s online payment solution is an excellent choice for businesses looking to streamline their operations and scale efficiently.

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How we help you choose

We review and summarize the key details about each provider, so you can easily compare your software options. We analyze costs, coverage, and key features – you focus on finding your best match.

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Industry Leader
9.8
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Looking for the right fit for your business? Compare our top providers below

9.8
A simple way to accept contactless cards, Apple Pay, and chip cards on the go or at your counter. Now with a longer battery life, faster Bluetooth pairing and enhanced security.
  • Get started in no time and be ready to take payments in minutes
  • Professional, portable design
  • If you run into issues with your Square Reader, you have a two-year limited warranty
Get 17% off Square Terminal with code TERMINALJULY2025
View Deals
9.6
Worldpay opens a world of opportunity for each merchant – no matter their size – with an unrivalled understanding of global payments
  • Trusted by over one million merchants globally
  • Offers simple menu, home and back Android navigation. Creates printed receipts for customers
  • Ideal for businesses looking to accept payments on the go
£1 card machine rental for 12m (T&C’s apply)
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9.1
Portable card readers to take payments on the go, for a small transaction fee and incur no monthly costs.
  • Free, unlimited mobile data lets you sell anytime, anywhere
  • No contracts Buy the device upfront, then only pay for what you use
  • No contracts Buy the device upfront, then only pay for what you use
Get £200 Cash Reward, with code GETPAIDSUMMER
View Deals

What to look for in a Payment Solution

The world of payment processing is growing rapidly, as new technologies and payment avenues expand. Take your business to the next level and start accepting card payments today. Here are five things to look for when choosing a Payment Solution:

1. Cost
2. Reliability
3. Payment method coverage
4. Fraud prevention & security tools
5. Customer support
6. Length of contract

FAQs

How do Card Readers work?
Card readers are crucial for businesses as they facilitate seamless, secure, and efficient payment transactions. By accepting credit and debit card payments, businesses can cater to a broader customer base, enhance sales, and improve customer satisfaction. Card readers also streamline the checkout process, reduce the handling of cash, and mitigate the risk of theft and errors. Moreover, modern card readers often support contactless payments and mobile wallets, aligning businesses with current consumer preferences and technological advancements.

Who needs Card Readers
Unless your plan is only to accept cash payments, you need to have a Card Reader for your business; it’s an integral part of the payment infrastructure.

What is the typical fee for a Card Reader
The Card Reader provider, or payment processor, will charge a fee to facilitate the credit card transaction. Processing fees can range from 1.5% to 3.5% typically, but in some cases can be as high at 6% per sale.

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